PRIVACY POLICY

TERMS AND CONDITIONS

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE.By using this site, you signify your agreement to these Terms and Conditions. If you do not agree to these Terms and Conditions, do not use this site.

This site is controlled and operated by NARV CONSULTANTS PRIVATE LIMITED (herinafter referred as Operators also )from its offices in India. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.

Definitions

1. The term "Registered User or Registered Users" means and includes all registered users of the Website who have paid due consideration for the use of the Website and its services and have entered into a registered user agreement with the Operators of the Website.

2. The term "Viewer or Viewers" means and includes all those persons who gain access to the Website and includes all Registered Users (as defined hereinabove).

Disclaimer :

The information contained and provided on this Website is of a general nature and it is not the intention of the Operators of the Website to provide any professional advice, solicitation or offer to sell, recommend or purchase commodities and goods to the Registered Users and/or Viewers of the Website. The Registered Users and Viewers of the Website understand and agree that he/she/they will take due caution and must verify any and all information sought to be relied upon and/or seek independent professional advice before any action taken or decision made by them or before he/ she/they enter into any commercial or business relationship or transaction with any person or entity, and /or any other party or makes any investment or enters into any financial obligation based solely on any information, statement or opinion which is contained, provided, posted or expressed on the Website , they also understand and agreed to do so at their own risk and without any recourse whatsoever to the Operators of the Website. The information, statements, opinions and materials contained on the Website are for private use only and not intended for use in any commercial activity or purpose.

All information, statements, opinions, statistics, products, services and materials contained, provided and posted on the Website are contained, provided and posted on an "as is" basis.

The Website contains information, statements, opinions, statistics, products, services and materials that have been obtained from various market sources believed to be reliable and an effort has been made to provide accurate information, however the Operators of this Website make no guarantees whatsoever regarding the timeliness, completeness, accuracy, adequacy, fullness, functionality or reliability of the information, statements, opinions, products, services and materials contained, provided and posted on any section of the Website or of the results obtained from the use of such information, statements, opinions, products, services and materials and make no warranties of any kind and nature whatsoever either express or implied, including but not limited to warranties regarding the accuracy, performance, merchantability and/or fitness for a particular purpose of the information, statements, opinions, products, services and materials contained, provided and posted on the Website or of the results obtained from the use of such information, statements, opinions, products, services and materials.

EXCLUSION OF LIABILITY:-

THE REGISTERED USERS AND VIEWERS OF THIS WEBSITE UNDERSTAND AND AGREE THAT THE OPERATORS OF THIS WEBSITE ASSUME NO LIABILITY WHATSOEVER REGARDING THE TIMELINESS, COMPLETENESS, ACCURACY, ADEQUACY, FULLNESS, FUNCTIONALITY AND RELIABILITY OF THE INFORMATION, STATEMENTS, OPINIONS, STATISTICS, PRODUCTS, SERVICES AND MATERIALS CONTAINED, PROVIDED, POSTED OR EXPRESSED ON THE WEBSITE AND WILL NOT BE LIABLE FOR ANY DAMAGES, WHETHER DIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL INCURRED BY ANY REGISTERED USER AND/OR VIEWER OF THIS WEBSITE ON ACCOUNT OF THE USE OF THE INFORMATION, STATEMENTS, OPINIONS, STATISTICS, PRODUCTS, SERVICES AND MATERIALS CONTAINED, PROVIDED, POSTED OR EXPRESSED IN THE WEBSITE, WHETHER OR NOT THE OPERATORS OF THE WEBSITE KNEW OR SHOULD HAVE KNOWN THAT SUCH DAMAGES MIGHT BE INCURRED, INCLUDING BUT NOT LIMITED TO LOSS OF INCOME OR PROFITS OR MARKET VALUE LOSS ON THE SALE OR PURCHASE OF SECURITIES AND/OR FUNDS.

The Operators do not certify and/or endorse any opinions contained, provided, posted or expressed on the Website and neither do the Operators certify and/or endorse any products and/or services sold by any party on the Website or otherwise and makes no representation or warranty, express or implied, of any kind whatsoever with respect to the same, including but not limited to, warranties of fitness, merchantability or fitness of such links for any particular purpose with respect to the same. I Agree to receive all product related Offer/update via SMS and email .

Data Protection

The Registered Users and Viewers of the Website understand and agree that though all reasonable care is taken by the Operators of the Website to secure and keep confidential all data and information provided by the Registered Users and Viewers on the Website or to the Website or through the Website, however the Operators shall not be liable and shall not be held responsible for unauthorized and illegal access to such data and information by third parties through illegal and unlawful activities such as hacking. The Registered Users and Viewers expressly waive their right to make claims and demands of any kind and nature whatsoever, against the Operators on account of any losses or damages whether direct, incidental, special, or consequential incurred or suffered by any Registered User or Viewer of the Website on account of such unauthorized access to such data and information, whether or not the Operators of the Website knew or should have known that such damages might be incurred or suffered, including but not limited to loss of income or profits or market value loss on the sale or purchase of funds and/or securities.

Hyperlink Disclaimer and Exclusion of Liability

The Registered Users and Viewers of the Website understand that other websites having links on this website and their contents are neither checked nor monitored by the Operators and are not liable or responsible in any manner whatsoever for the accuracy, adequacy, completeness, functionality of any information provided and posted on such websites. The Registered Users and Viewers of the Website understand and agree that the operating procedures and the terms of use of such websites shall become applicable to them on their gaining access to such other sites. The Operators are also not liable without limitation for the any changes or updates to such websites and inclusion of such links on the Website does not imply any degree of endorsement by the Operators regarding the quality and/or accuracy of information provided or the nature of content of such linked websites.

Alteration and Modification

The Operators reserve the unqualified and unlimited right to amend, modify, alter, edit, delete, suspend or discontinue, temporarily or permanently the Website or any portion thereof and/or the information, statistics, services, products and/or materials contained and provided on the Website or any part thereof, with or without prior notice. The Registered Users and Viewers understand and agree that the Operators shall not be liable in any manner whatsoever to them or to any third party for any such amendment, modification, alteration, editing, deletion, suspension or discontinuance of the Website.

The Registered Users and Viewers understand and agree that the Operators have an unqualified and unlimited right to amend, modify, alter, edit and/or delete the Terms of Use and Disclaimer contained herein with or without prior notice to the Registered Users and Viewers and the Registered Users and Viewers shall not be entitled to make any claims of any kind and nature whatsoever against the Operators on account of losses or damages of any kind and nature, incurred or suffered by the Registered Users and Viewers on account of such change, modification or alteration thereof. The amended Terms of Use and Disclaimer shall be posted by the Operators on the Website for the convenience of the Registered Users and Viewers and the Registered Users and Viewers shall be responsible for reviewing the Terms of Use and Disclaimer each time they gain access to the Website to ensure that they have reviewed and understood the then current and applicable Terms of Use and Disclaimer as may be posted on the Website from time to time. The Registered Users and Viewers understand and agree that in case the Registered Users and Viewers chose to gain access to the Website, they shall be deemed to have read and understood the then current and applicable Terms of Use and Disclaimer for all purposes thereof, irrespective of whether they have actually read and understood the Terms of Use and Disclaimer or not.

Trademark and Copyright Protection

The Registered Users and Viewers of the Website understand and agree and are put to notice that unless otherwise indicated, the Website and its text, content, layout, design, graphics, compilation and other matters related to this Website are protected under applicable copyrights, trademarks and other proprietary (including, but not limited to intellectual property) rights and are the property of the Operators or the material is included on the Website with the permission of the owner of such rights and is protected pursuant to copyright and trademark laws.ALL RIGHTS RESERVED

The Registered Users and Viewers are prohibited from reproducing, transmitting, disseminating, copying, downloading, modifying, displaying, selling, publishing, broadcasting, or circulating the information and materials contained in the Website in any form or by any means, including but not limited to, electronic, mechanical, photocopying, recording, or otherwise without the express prior written consent of the Operators.

Jurisdiction and Applicable Laws

The Registered Users and Viewers understand and agree that the courts of Panchkula in India shall have the exclusive jurisdiction toresolve any controversy or claim of whatever nature arising out of or relating to use of the Website or the information, statements, opinions, products, services and materials contained, provided, posted or expressed in the Website and the laws of India shall govern such dispute or claim. However, the Operators retain the right to bring legal proceedings in any jurisdiction where they believe that infringement of the Terms of Use and/or the Disclaimer is taking place or originating.

Waiver

The failure of the Operators to enforce any provision of these Terms of Use and Disclaimer shall not be deemed a waiver of such provision nor of the right to enforce such provision.

No Privity of Contract

The Registered Users and Viewers expressly agree and understand that nothing contained in the Website or the Terms of Use or the Disclaimer contained herein shall be deemed or may be construed to create a privity of contract between the Registered Users or the Viewers and the Operators.

Entire Understanding

These Terms and conditions of Use of this site and Disclaimer contain the entire understanding between the Registered Users and Viewers of the Website and the Operators with respect to this Website and supersedes all prior understandings (written or verbal), representations and negotiations and shall not be modified or affected by any course of dealing or course of performance. In case any term of this agreement is declared invalid or unenforceable for any reason whatsoever, by a court of competent jurisdiction, such term shall, insofar as it is severable from the remaining terms, be deemed omitted from the Terms of Use and Disclaimer and shall in no way affect the legality, validity or enforceability of the remaining terms.

CANCELLATION/REFUND POLICY

Once the Registered User/Viewer has paid the membrdhip fees no cancellation or refund request will be accepted. In case of termination or withdrawl from registerd user/viewer no refund will be applicable. The operators will give the receipt within 5 days after the receipt of the fees from the Registered user/viewer. In case of duplicate transaction, the one amount will be refunded via same source within 10-15 working days.

SERVICE DELIVERY POLICY

Registered user/viewer will get the services from the operators as soon as the bill is raised.

All rights not expressly granted herein are reserved.

I have carefully read the terms and conditions mentioned in the Disclaimer above and hereby agree to be bound by the terms and conditions outlined therein. I fully understand that by using this website I shall convey my acceptance to be bound by the terms and conditions contained in this disclaimer. I am also aware that in case I am not willing to be bound by the above mentioned terms and conditions I should not be using this website.

DISCLAIMER:-

The Registered Users and Viewers of the Website understand and agree that though all reasonable care is taken by the Operators of the Website to provide accurate information but the operators of this website assume no liability whatsoever regarding the timeliness, completeness, accuracy, adequacy, fullness, functionality and reliability of the information, statements, opinions, statistics, products, services and materials contained, provided, posted or expressed on the website and will not be liable for any damages, whether direct, incidental, special, or consequential incurred by any registered user and/or viewer of this website on account of the use of the information, statements, opinions, statistics, products, services and materials contained, provided, posted or expressed in the website. The viewers and Registered Users are advised to verify the information from independent source before taking ant decision or entering into any commercial transactions.

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